Rates

*For the most current loan rates please contact us!

NEW CAR LOAN RATES UP TO 84 MONTHS

Loans

LOAN RATES
Type Length of Membership Term Annual Percentage Rate
Credit Cards
Regular 1 year Revolving 14.50%
Platinum 1 year Revolving 10.50%
Secure Anytime Revolving 7.50%
Consumer Loans
Unsecured Anytime Up to 48 months As low as 6.00%
Elite Unsecured >10 years Up to 60 months As low as 7.75%
Share Secured Up to 60 Months 7.00%
CD Secured Term of CD 5% Above
Vehicles
New Vehicles Anytime Up to 72 months As low as 2.00%
New Vehicles >$45K Anytime Up to 84 months As low as 3.50%
Used Vehicles Anytime Up to 60 months As low as 3.50%
Used Vehicles 4-6 Years Old up to 100% of NADA Guide Value Anytime Up to 36 months As low as 5.00%
Used Vehicles 7-8 Years Old – 90% of NADA Guide Value Anytime Up to 36 months As low as 5.50%
Other Loans
RVs – ATVs – Motorcycles – Boats & Trailers – Travel Trailers Anytime Up to 60 months 6.00%-13.00%
Household Appliances – Up to $5000 Anytime Up to 36 months 11.00%-17.00%
Holiday Loans – Up to $3500 Anytime Up to 18 months 10.00%
TRS – Teacher Retirement Loans 30 days prior to Retiring Term Ln-120 days 10.00%
To obtain lowest rates, longest terms or borrowing limits some specifications apply.
To learn more please call the credit union office for that information.

 

Deposit Account

DEPOSIT ACCOUNT RATES – Effective March 1, 2005
Type Balance Required Term Annual Percentage Yield
Regular Savings $100+ .25%
Share Drafts $500+ .15%
Special Savings $100+ .25%

Certificates

CERTIFICATE OF DEPOSIT ACCOUNT RATES
Balance Required Term Annual Percentage Rate Annual Percentage Yield
$1,000- $99,999. 6 Months 0.05% 0.05%
12 Months 0..15% 0.15%
18 Months 0.25% 0.25%
24 Months 0.35% 0.35%
Balance Required Term Annual Percentage Rate Annual Percentage Yield
$100,000+
(Jumbo)
6 Months 0.25% 0.25%
12 Months 0.35% 0.35%
18 Months 0.45% 0.45%
24 Months 0.55% 0.55%

 

Certificate Early Withdrawal Penalties
Certificate Term Penalty
<12 Months Certificate 1 Month Penalty
12 Months Certificate 3 Month Penalty
18 Months Certificate 6 Month Penalty
24 Months Certificate 12 Month Penalty