*For the most current loan rates please contact us!
NEW CAR LOAN RATES
| SECURED LOANS | DEPOSIT ACCOUNTS | CERTIFICATE OF DEPOSIT ACCOUTNS
| SECURED LOAN RATES |
| Type |
Length of Membership
|
Term
|
Annual Percentage Rate
|
|
Share Secured
|
Any
|
Up to 60 Months
|
7.00%
|
| Type |
Length of Membership
|
Term
|
Annual Percentage Rate
|
|
Certificate of Deposit Secured
|
Any
|
Up to 24 Months
|
5.00% Above Certificate Rate
|
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| DEPOSIT ACCOUNT RATES - Effective March 1, 2005 |
| Type |
Balance Required
|
Term
|
Annual Percentage Yield
|
|
Regular Savings
|
$100+
|
--
|
.50%
|
| Type |
Balance Required
|
Term
|
Annual Percentage Yield
|
|
Share Drafts
|
$500+
|
--
|
.25%
|
| Type |
Balance Required
|
Term
|
Annual Percentage Yield
|
|
Special Savings
|
$100+
|
--
|
.50%
|
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| CERTIFICATE OF DEPOSIT ACCOUNT RATES |
| Balance Required |
Term
|
Annual Percentage Rate
|
Annual Percentage Yield
|
|
$1,000- $99,999.
|
6 Months
|
0.65%
|
0.65%
|
|
12 Months
|
0.95%
|
0.95%
|
|
18 Months
|
1.00%
|
1.00%
|
|
24 Months
|
1.05%
|
1.05%
|
| |
|
|
| Balance Required |
Term
|
Annual Percentage Rate
|
Annual Percentage Yield
|
|
$100,000+
(Jumbo)
|
6 Months
|
.95%
|
.95%
|
|
12 Months
|
1.00%
|
1.00%
|
|
18 Months
|
1.05%
|
1.05%
|
|
24 Months
|
1.10%
|
1.10%
|
Early Withdrawal Penalties
|
<12 Months Certificate
|
1 Month Penalty
|
|
12 Months Certificate
|
3 Month Penalty
|
|
18 Months Certificate
|
6 Month Penalty
|
|
24 Months Certificate
|
12 Month Penalty
|
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